My son, Jack, just turned 1 the other day. In addition to a jungle themed party, toys, clothes, balloons, and a cake, he received $100 in cash. Granted, that’s not a ton of money, but it got me thinking: rather than just putting his future gifted money in our (his parents) account, it would be…
Should you use your emergency fund to pay off debt? Like most things, the answer you will frequently find for this question is: it depends. It depends on things like your job security, your risk tolerance, or your ability to access money quickly. ‘It depends’ is not always the most satisfying answer. So I’d like…
So you’ve got a 0% APR credit card and you’re trying to decide whether to pay it off or not, right? Well, read on. I’ll cut to the chase. If you’ve got enough free cash lying around that its not going to hurt you to pay off the card, do it! If you’re anything like…
